HONG KONG, HONG KONG - JULY 13:A man holds a smart phone with Payme from HSBC, Paypal, Alipay and other applications is displayed on July 13 2018 in Hong Kong, Hong Kong. (Photo by S3studio/Getty Images)
HONG KONG, HONG KONG - JULY 13:A man holds a smart phone with Payme from HSBC, Paypal, Alipay and other applications is displayed on July 13 2018 in Hong Kong, Hong Kong. (Photo by S3studio/Getty Images)