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SAN FRANCISCO - JANUARY 20: The Bank of America logo is displayed on the side of a Bank of America branch office January 20, 2010 in San Francisco, California. Bank of America reported a fourth quarter loss of $5.2 billion or 60 cents a share compared to $2.4 billion or 48 cents one year ago. (Photo by Justin Sullivan/Getty Images)

SAN FRANCISCO - JANUARY 20:  The Bank of America logo is displayed on the side of a Bank of America branch office January 20, 2010 in San Francisco, California. Bank of America reported a fourth quarter loss of $5.2 billion or 60 cents a share compared to $2.4 billion or 48 cents one year ago.  (Photo by Justin Sullivan/Getty Images)