UNITED STATES - APRIL 02:  A man points at a sign displaying mortgage rates at a Bank of America branch in Arlington, Virginia on Friday, April 2, 2004. Rates for 30-year mortgages rose about a quarter of a percentage point after the Labor Department reported the strongest jobs growth in almost four years, said Greg McBride, an analyst at Bankrate Inc. in North Palm Beach, Florida.  (Photo by Chris Kleponis/Bloomberg via Getty Images)