WASHINGTON - JANUARY 29: U.S. House Judiciary Committee Chairman John Conyers (D-MI) attends a hearing about the current mortgage crisis by the Commercial and Administrative Law Subcommittee on Capitol Hill January 29, 2008 in Washington, DC. The subcommittee heard from people representing borrowers, lenders and their advocates about the proposed legislation, "Emergency Homeownership and Mortgage Equity Protection Act of 2007." (Photo by Chip Somodevilla/Getty Images)
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Getty Images News Chip Somodevilla