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398965 11: A woman rides her bike past an art installation of Euro Currency December 22, 2001 in Ludwigsburg, Germany. On January 1, 2002 12 European Union (EU) member countries will adapt the Euro as the only form of legal tender. (Photo by Roland Tarcillion/Getty Images)

398965 11: A woman rides her bike past an art installation of Euro Currency December 22, 2001 in Ludwigsburg, Germany. On January 1, 2002 12 European Union (EU) member countries will adapt the Euro as the only form of legal tender. (Photo by Roland Tarcillion/Getty Images)