Tidjane Thiam, chief executive officer of Credit Suisse Group AG, gestures as he speaks during a news conference to announce full year results at the bank's headquarters, in Zurich, Switzerland, on Thursday, Feb. 4, 2016. Credit Suisse swung to a loss in the fourth quarter as it wrote off goodwill and set aside provisions for litigation, while trading losses also contributed to a slump at the two investment-banking divisions. Photographer: Michele Limina/Bloomberg via Getty Images