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CEO of the CaixaBank Gonzalo Gortazar speaks during a press conference presenting the group's 2015 annual report in Barcelona on January 29, 2016. Spain's third largest bank by capitalization, CaixaBank, released today results indicating a net profit up 31.4% to 814 million euros in 2015. AFP PHOTO / LLUIS GENE / AFP / LLUIS GENE (Photo credit should read LLUIS GENE/AFP via Getty Images)