LONDON, UNITED KINGDOM - JANUARY 19:  Governor of the Bank of England Mark Carney delivers a speech at the annual Peston Lecture at Queen Mary University on January 19, 2016, in London, United Kingdom. During his speech, Carney explained that it is not yet the time to raise interest rates and with economic growth continuing to slow down in China, there is no timetable for future rises.  (Photo by Frank Augstein - WPA Pool/Getty Images)