TO GO WITH STORY: Philippines-poverty-banking-credit-disaster-farming, FOCUS by Joel Guinto In this photo taken on October 20, 2015 shows a duck standing on a floating debris next to a submerged house due to heavy rains brought about by typhoon Koppu, in Jaen town, Nueva Ecija province north of Manila. Typhoon Koppu unleashed head-high floods last week, wiping out vast swathes of farmlands, sinking deeper poor farmers into a quicksand of crushing debt in the rice-growing central region. AFP PHOTO / TED ALJIBE (Photo credit should read TED ALJIBE/AFP/Getty Images)
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AFP TED ALJIBE