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Rows of luxury residential properties stand on Lansdowne Crescent in the Kensington and Chelsea district of London, U.K., on Monday, Aug. 10, 2015. Buy-to-let loans have made up most of the growth in mortgage lending since 2008 as banks compete for borrowers, often by requiring that only the interest is paid each month. Photographer: Simon Dawson/Bloomberg via Getty Images

Rows of luxury residential properties stand on Lansdowne Crescent in the Kensington and Chelsea district of London, U.K., on Monday, Aug. 10, 2015. Buy-to-let loans have made up most of the growth in mortgage lending since 2008 as banks compete for borrowers, often by requiring that only the interest is paid each month. Photographer: Simon Dawson/Bloomberg via Getty Images