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DENVER, CO - JUNE 13, 2015: The TIAA-CREF (Teachers Insurance and Annuity Association - College Retirement Equities Fund) building in downtown Denver, Colorado. (Photo by Robert Alexander/Getty Images)

DENVER, CO - JUNE 13, 2015: The TIAA-CREF (Teachers Insurance and Annuity Association - College Retirement Equities Fund) building in downtown Denver, Colorado. (Photo by Robert Alexander/Getty Images)