Brad Cohen, national president of Sigma Alpha Epsilon (SAE) fraternity, stands for a photograph outside the fraternity chapter house at the University of California-Irvine in Irvine, California, U.S., on Monday, March 24, 2014. Cohen, who took office only nine months ago, faced intense pressure to change the culture of SAE, according to him and other top fraternity officials. Besides JPMorgan Chase & Co.'s plan to stop managing money for the fraternity's foundation, Lloyd's of London was threatening to cancel SAE's insurance coverage because of injuries, deaths and lawsuits. Photographer: Patrick T. Fallon/Bloomberg via Getty Images