WASHINGTON, DC - FEBRUARY 18:  Chairman of Federal Reserve Board Janet Yellen (L) speaks as Federal Reserve Governor Daniel Tarullo (R) listens during a meeting February 18, 2014 in Washington, DC.  The board of governors of the Federal Reserve System held the meeting to discuss a final rulemaking for the regulation and supervision of large domestic bank holding companies and foreign banks with a large U.S. presence.  (Photo by Alex Wong/Getty Images)