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Customers use automated teller machines (ATM) inside the Hang Seng Bank Ltd. headquarters in Hong Kong, China, on Wednesday, Feb. 18, 2015. Hang Seng Bank, majority-owned by HSBC Holdings Plc, is scheduled to announce full-year earnings on Feb. 23. Photographer: Billy H.C. Kwok/Bloomberg via Getty Images

Customers use automated teller machines (ATM) inside the Hang Seng Bank Ltd. headquarters in Hong Kong, China, on Wednesday, Feb. 18, 2015. Hang Seng Bank, majority-owned by HSBC Holdings Plc, is scheduled to announce full-year earnings on Feb. 23. Photographer: Billy H.C. Kwok/Bloomberg via Getty Images