Raiffeisen Bank International AG Full-Year Earnings News Conference [Getty Images]

Lights illuminate office windows inside the headquarters of Raiffeisen Bank International AG as snow falls at night in Vienna, Austria, on Monday, Feb. 9, 2015. Raiffeissen Bank, eastern Europe's second-biggest lender, is curbing its Russian business and selling its Polish unit after turmoil in Ukraine caused its first-ever loss and marred prospects for the coming years. Photographer: Lisi Niesner/Bloomberg via Getty Images

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