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LONDON - DECEMBER 16: Governor of the Bank of England Mark Carney speaks during the Bank of England's Financial Stability Report press conference at the Bank of England on December 16, 2014 in London, England. (Photo by Anthony Devlin - WPA Pool/Getty Images)

LONDON - DECEMBER 16:  Governor of the Bank of England Mark Carney speaks during the Bank of England's Financial Stability Report press conference at the Bank of England on December 16, 2014 in London, England.  (Photo by Anthony Devlin - WPA Pool/Getty Images)