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Ana Patricia Botin, chairman of Banco Santander SA, uses an autocue whilst speaking during an annual general meeting (AGM) in Santander, Spain, on Monday, Sept. 15, 2014. Botin, 53, made her debut appearance after being named chairman on Sept. 10 following the death of her father Emilio the night before at the age of 79. Photographer: Angel Navarrete/Bloomberg via Getty Images

Ana Patricia Botin, chairman of Banco Santander SA, uses an autocue whilst speaking during an annual general meeting (AGM) in Santander, Spain, on Monday, Sept. 15, 2014. Botin, 53, made her debut appearance after being named chairman on Sept. 10 following the death of her father Emilio the night before at the age of 79. Photographer: Angel Navarrete/Bloomberg via Getty Images