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WASHINGTON, DC - JULY 15: Federal Reserve Board Chairwoman Janet Yellen testifies before the Senate Banking, Housing and Urban Affairs Committee July 15, 2014 in Washington, DC. Yellin delivered her "Semiannual Monetary Policy Report to the Congress." (Photo by Win McNamee/Getty Images)

WASHINGTON, DC - JULY 15:  Federal Reserve Board Chairwoman Janet Yellen testifies before the Senate Banking, Housing and Urban Affairs Committee July 15, 2014 in Washington, DC. Yellin delivered her "Semiannual Monetary Policy Report to the Congress."  (Photo by Win McNamee/Getty Images)