Walter "Walt" Bettinger, president and chief executive officer of Charles Schwab Corp., speaks at the National Press Club in Washington, D.C., U.S., on Monday, Nov. 11, 2013. Charles Schwab, the largest independent U.S. brokerage by client assets, announced last month that its net income for the third quarter of 2013 was $290 million, up 13% from $256 million for the second quarter of 2013. Photographer: Andrew Harrer/Bloomberg via Getty Images