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LONDON, ENGLAND - OCTOBER 03: Signage for pawnbroker and payday loan stores on a high street in Dalston on October 3, 2013 in London, England. Payday loan stores are to face tougher regulations after moves proposed by the Financial Conduct Authority (FCA) call on more responsible lending. (Photo by Dan Kitwood/Getty Images)

LONDON, ENGLAND - OCTOBER 03:  Signage for pawnbroker and payday loan stores on a high street in Dalston on October 3, 2013 in London, England. Payday loan stores are to face tougher regulations after moves proposed by the Financial Conduct Authority (FCA) call on more responsible lending.  (Photo by Dan Kitwood/Getty Images)