Michael Boskin, professor of economics with Stanford University, speaks at a fiscal forum roundtable discussion during the International Monetary Fund (IMF) and World Bank annual spring meetings in Washington, D.C., U.S., on Tuesday, April 18, 2012. European banks could be forced to sell as much as $3.8 trillion in assets through 2013 and curb lending if governments fall short of their pledges to stem the sovereign debt crisis or face a shock their firewall can't contain, the IMF said. Photographer: Andrew Harrer/Bloomberg via Getty Images