Branches of Italy's Unione di Banche Italiane SCPA Bank [Getty Images]

A sign sits above the entrance to a UBI Banco di Brescia bank branch, a subsidiary of Unione di Banche Italiane SCPA (UBI Banca), in Rome, Italy, on Wednesday, March 28, 2012. Unione di Banche Italiane SCPA, Italy's fifth-largest bank, posted a record loss in the fourth quarter after a 2.1 billion-euro ($2.7 billion) writedown of goodwill related to its merger with Banca Lombarda in 2007. Photographer: Alessia Pierdomenico/Bloomberg via Getty Images

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