Arkady Volozh, billionaire and chief executive officer of Yandex NV, pauses during a panel session at the annual VTB Capital 'Russia Calling' Forum in Moscow, Russia, on Wednesday, Nov. 20, 2019. The Russian governments unusual stinginess with spending this year has turned it into one of the biggest depositors in the banking system, fattening the balance sheets of big state banks and depressing deposit rates. Photographer: Andrey Rudakov/Bloomberg via Getty Images
