NEW YORK, NY - MAY 03: Preet Bharara, U.S. Attorney for the Southern District of New York announces a lawsuit against banking giant Deutsche Bank and subsidiary MortgageIT during a news conference in New York on May 3, 2011 in New York City. The two companies are being sued by the Unites States government for accused reckless lending practices resulting from certifications to the Department of Housing and Urban Development (HUD). (Photo by Spencer Platt/Getty Images)