US President Barack Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act alongside members of Congress, the administration and US Vice President Joe Biden at the Ronald Reagan Building in Washington, DC, July 21, 2010. Obama Wednesday signed into law the most sweeping reform of the US finance industry since the 1930s, promising US taxpayers would no longer get the bill for Wall Street excess. AFP PHOTO / Rod Lamkey, Jr. (Photo credit should read ROD LAMKEY JR/AFP/Getty Images)