Ramani Ayer, chairman, president and chief executive officer [Getty Images]

UNITED STATES - SEPTEMBER 27: Ramani Ayer, chairman, president and chief executive officer of The Hartford Financial Services Group, Inc., testifies at a House Financial Services subcommittee hearing titled "Protecting Americans From Catastrophic Terrorism Risk", September 27, 2006 in Washington, D.C. Looking on at right is Gregory Case, president and chief executive officer of Aon Corp. (Photo by Jay Mallin/Bloomberg via Getty Images)

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