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BERKELEY, CA - OCTOBER 03: Wells Fargo customers use ATM machines outside of a Wells Fargo bank branch October 3, 2008 in Berkeley, California. Four days after Citigroup had announced that it was buying Wachovia Bank for $2.2 billion, San Francisco based Wells Fargo claimed today that they were now purchasing the competitor for an estimated $15.1 billion in stock. (Photo by Justin Sullivan/Getty Images)

BERKELEY, CA - OCTOBER 03:  Wells Fargo customers use ATM machines outside of a Wells Fargo bank branch October 3, 2008 in Berkeley, California. Four days after Citigroup had announced that it was buying Wachovia Bank for $2.2 billion, San Francisco based Wells Fargo claimed today that they were now purchasing the competitor for an estimated $15.1 billion in stock.  (Photo by Justin Sullivan/Getty Images)