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ARVADA, CO - APRIL 02: Damien DeNeir, 14, pets his dog during a break from moving out of the apartment he lives in with his grandmother Kim DeNeir April 2, 2008 in Arvada, Colorado. The DeNeirs are being forced to move from the rental apartment where they have lived for 20 years, as it was recently condemned by the city for sewer and rodent problems. The owners of the complex are blaming the sub-prime mortgage meltdown for the reduction in maintenance that led to the property being condemned. The Denver metropolitan area has been hard-hit by the housing downturn, with officials estimating that as many as 11,000 properties might go into foreclosure this year. (Photo by Chris Hondros/Getty Images)

ARVADA, CO - APRIL 02:  Damien DeNeir, 14, pets his dog during a break from moving out of the apartment he lives in with his grandmother Kim DeNeir April 2, 2008 in Arvada, Colorado. The DeNeirs are being forced to move from the rental apartment where they have lived for 20 years, as it was recently condemned by the city for sewer and rodent problems. The owners of the complex are blaming the sub-prime mortgage meltdown for the reduction in maintenance that led to the property being condemned. The Denver metropolitan area has been hard-hit by the housing downturn, with officials estimating that as many as 11,000 properties might go into foreclosure this year.  (Photo by Chris Hondros/Getty Images)