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An Indian bank employee (L) explains to visitors about account transactions from a mobile phone with a Aadhaar or Unique Identification (UID) card during a Digi Dhan Mela, held to promote digital payment, in Hyderabad on January 18, 2017. The Digi Dhan mela is a government initiative aimed at digital transformation in the country following the recent demonetization. / AFP / Noah SEELAM (Photo credit should read NOAH SEELAM/AFP/Getty Images)

An Indian bank employee (L) explains to visitors about account transactions from a mobile phone with a Aadhaar or Unique Identification (UID) card during a Digi Dhan Mela, held to promote digital payment, in Hyderabad on January 18, 2017.
The Digi Dhan mela is a government initiative aimed at digital transformation in the country following the recent demonetization. / AFP / Noah SEELAM        (Photo credit should read NOAH SEELAM/AFP/Getty Images)