MUNICH, GERMANY - JUNE 13:  Dieter Rampl, CEO of the HVB Group, gestures during a news conference on June 13, 2005 in Munich Germany. The Italian bank UniCredito, which is the biggest bank in Italy, acquires the HVB Group, which is the second biggest bank in Germany, for a price of 19 billion Euro.  (Photo by Jan Pitman/Getty Images)