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WASHINGTON, DC - APRIL 07: Director of the Consumer Financial Protection Bureau Richard Cordray testifies during a hearing before the Senate Banking, Housing and Urban Affairs Committee April 7, 2016 on Capitol Hill in Washington, DC. The committee held a hearing on 'The Consumer Financial Protection Bureau's Semi-Annual Report to Congress.' (Photo by Alex Wong/Getty Images)

WASHINGTON, DC - APRIL 07:  Director of the Consumer Financial Protection Bureau Richard Cordray testifies during a hearing before the Senate Banking, Housing and Urban Affairs Committee April 7, 2016 on Capitol Hill in Washington, DC. The committee held a hearing on 'The Consumer Financial Protection Bureau's Semi-Annual Report to Congress.'  (Photo by Alex Wong/Getty Images)