Queen Maxima of the Netherlands, U.N. secretary generals special advocate for inclusive finance for development, speaks during a financial inclusion forum at the U.S. Treasury Department in Washington, D.C., U.S., on Tuesday, Dec. 1, 2015. The forum brings together a diverse group of leaders from the U.S. and foreign governments, financial institutions and other corporations, and nonprofits. Photographer: Andrew Harrer/Bloomberg via Getty Images