MIAMI, FL - MARCH 20: Raquel Martinez, Maria Celia Escalona, Flora Motell and Armando Mesa (L-R) wait for their names to be called to speak with an insurance agent from Sunshine Life and Health Advisors as they and others try to purchase health insurance under the Affordable Care Act at a store setup in the Mall of Americas on March 20, 2014 in Miami, Florida. The owner of Sunshine Life and Health Advisors, Odalys Arevalo, said she has seen a surge in people, some waiting  up to 3 hours or more in line, trying to sign up for the Affordable Care Act before the open enrollment period for individual insurance ends on March 31.  (Photo by Joe Raedle/Getty Images)