John Cryan, Chief Financial Officer of Swiss Bank UBS listens to a question during the annual press conference in Zurich on February 8, 2011. Swiss bank UBS said that it had returned a 1.30 billion Swiss franc profit in the final quarter of 2010 and a net profit of 7.2 billion Swiss franc for 2010.   AFP PHOTO / Sebastian Derungs        (Photo credit should read SEBASTIAN DERUNGS/AFP/Getty Images)