Queen Maxima of the Netherlands (C) laughs as Ajay Banga (R), CEO of Mastercard, and Presidnet of the World Bank Group, Jim Young Kim, look on during a meeting for 'Universal Financial Access 2020' at the IMF/WB Spring Meetings in Washington, DC on April 17, 2015. The World Bank Group and the International Monetary Fund (IMF) are holding their 2015 Spring Meetings. AFP PHOTO/ ANDREW CABALLERO-REYNOLDS        (Photo credit should read Andrew Caballero-Reynolds/AFP/Getty Images)