Queen Maxima of the Netherlands (L) looks on as Ajay Banga, CEO of Mastercard, speaks during a meeting for "Universal Financial Access 2020" at the IMF/WB Spring Meetings in Washington, DC on April 17, 2015. The World Bank Group and the International Monetary Fund (IMF) are holding their 2015 Spring Meetings. AFP PHOTO/ ANDREW CABALLERO-REYNOLDS        (Photo credit should read Andrew Caballero-Reynolds/AFP via Getty Images)