Dutch Queen Maxima speaks  as honorary president of platform Wiser in money matters during the Nibud Jubilee Congress in the Munt building in Utrecht, on March 06, 2015. Nibud exists for 35 years and organizes an anniversary conference which will focus on the financial behavior of consumers. AFP PHOTO/ANP/LEX VAN LIESHOUT - netherlands out         (Photo credit should read LEX VAN LIESHOUT/AFP/Getty Images)