WASHINGTON, DC - AUGUST 21:  Attorney General Eric Holder makes a major financial fraud announcement during a press conference August 21, 2014 at the Justice Department in Washington, DC. The Justice Department has reached a $16.65 billion settlement with Bank of America Corporation for financial fraud leading up to and during the financial crisis, the largest civil settlement with a single entity in American history, to resolve federal and state claims against Bank of America and its former and current subsidiaries, including Countrywide Financial Corporation and Merrill Lynch.  (Photo by Alex Wong/Getty Images)