A credit and loyalty card makeover for Madhavi Acharya to get rid of unwanted cards and help her get [Getty Images]

A credit and loyalty card makeover for Madhavi Acharya to get rid of unwanted cards and help her get the best out of her loyalty cards on Sept 19 2011 . VINCE TALOTTA/TORONTO STAR (Photo by Vince Talotta/Toronto Star via Getty Images)

Toronto Star Vince Talotta